CRIMINAL IN ERROR — When Tenant Screening Mistakes Wreck Lives
Background Checks Gone Wrong: A Family’s Nightmare, A Legal Wake-Up Call
Imagine applying for your dream home, only to be turned away because a background check falsely lists you as a criminal. That’s exactly what happened to one family when Trans Union Rental Screening Solutions (TURSS) reported false convictions that didn’t belong to them.
The home was perfect. But once the landlord received the tenant screening report, everything fell apart. TURSS inaccurately flagged convictions for:
Simple assault
Terroristic threats
Possession of an instrument of crime
These charges were not only false—they were clearly mismatched. The criminal record belonged to someone with a different middle name, from a state the client had never visited. Despite this, the report linked the crimes to an innocent person, upending their entire housing plan.
What Is the FDCPA?
The FDCPA is a federal law that sets strict rules for how third-party debt collectors can contact you. It was designed to protect consumers from:
Harassment
Threats or intimidation
False claims about debts or legal action
Unfair or deceptive collection tactics
This means if a collector is constantly calling, threatening you, or lying about the debt, they may already be violating federal law.
Your Rights Under the FDCPA
Under the FDCPA, collectors must:
✔ Treat you with respect
✔ Provide accurate information about the debt
✔ Stop contacting you if you formally request it
✔ Send a written validation notice with debt details
✔ Allow you to dispute the debt in writing
They cannot:
❌ Call you at all hours or at work if you’ve asked them not to
❌ Use threatening, profane, or abusive language
❌ Lie about being an attorney or government agent
❌ Threaten jail or lawsuits without legal basis
If any of these things are happening, you may be entitled to financial compensation.
When R23 Law Steps In
At R23 Law, we take your case seriously. Our attorneys assist clients throughout California with:
Evaluating debt collector behavior for FDCPA violations
Communicating with collectors on your behalf
Filing formal complaints and legal claims
Negotiating debt settlements while preserving your rights
You don’t have to face this alone. If a debt collector is breaking the law, we’ll help you hold them accountable.
📞 Toll-Free: 310-598-1588
📧 Email: info@R23Law.com
🔗 Contact Us | About Us
R23 Law — Fighting Back Against Debt Harassment, One Call at a Time
You deserve peace of mind—not pressure tactics and fear. Let our team protect your rights and stop abusive collectors in their tracks.
