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R23 Law | Consumer Protection Attorneys
R23 Law | Consumer Protection Attorneys
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Data Privacy
Identity Theft
Financial Fraud
Credit Disputes
Consumer Rights
Senior/Elder Abuse
Unfair Debt Collection
Background Check Errors
Peng Shao
Jared V. Walder
Matthew L. Collins
Ellyshah G. La Torre
Michael L. McShane
Maxwell A. Calehuff III
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R23 Law | Consumer Protection Attorneys
R23 Law | Consumer Protection Attorneys
About
Data Privacy
Identity Theft
Financial Fraud
Credit Disputes
Consumer Rights
Senior/Elder Abuse
Unfair Debt Collection
Background Check Errors
Peng Shao
Jared V. Walder
Matthew L. Collins
Ellyshah G. La Torre
Michael L. McShane
Maxwell A. Calehuff III
Articles
Podcast/Videos
Dispute Letter Templates
Careers
Contact Us
English
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Data Privacy
Identity Theft
Financial Fraud
Credit Disputes
Consumer Rights
Senior/Elder Abuse
Unfair Debt Collection
Background Check Errors
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Peng Shao
Jared V. Walder
Matthew L. Collins
Ellyshah G. La Torre
Michael L. McShane
Maxwell A. Calehuff III
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Dispute Letter Templates
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WHEN THE NUMBERS LIE — What To Do After An FCRA Violation In California
Myrah Del Rosario 4/30/26 Myrah Del Rosario 4/30/26

WHEN THE NUMBERS LIE — What To Do After An FCRA Violation In California

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BANKRUPTCY ON YOUR CREDIT REPORT — How Long It Stays and What You Can Do About It
Myrah Del Rosario 4/29/26 Myrah Del Rosario 4/29/26

BANKRUPTCY ON YOUR CREDIT REPORT — How Long It Stays and What You Can Do About It

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DEBT COLLECTORS BEHAVING BADLY — Turning Annoying Calls Into A Paper Trail That Fights Back
Myrah Del Rosario 4/28/26 Myrah Del Rosario 4/28/26

DEBT COLLECTORS BEHAVING BADLY — Turning Annoying Calls Into A Paper Trail That Fights Back

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REMOVE LATE PAYMENTS FROM YOUR CREDIT REPORT — Here’s How
Myrah Del Rosario 4/27/26 Myrah Del Rosario 4/27/26

REMOVE LATE PAYMENTS FROM YOUR CREDIT REPORT — Here’s How

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WHAT IS AN L2C CREDIT SCORE — and Why You Should Care If It’s Wrong
Myrah Del Rosario 4/25/26 Myrah Del Rosario 4/25/26

WHAT IS AN L2C CREDIT SCORE — and Why You Should Care If It’s Wrong

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YOUR CREDIT REPORT HAS A SPLIT PERSONALITY — Let’s Fix That
Myrah Del Rosario 4/24/26 Myrah Del Rosario 4/24/26

YOUR CREDIT REPORT HAS A SPLIT PERSONALITY — Let’s Fix That

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SMILE NOW, PAY LATER — The Debt Collector Behind Your Dental Bill
Myrah Del Rosario 4/23/26 Myrah Del Rosario 4/23/26

SMILE NOW, PAY LATER — The Debt Collector Behind Your Dental Bill

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DIVORCE PAPERWORK — Meet Password Paper Cuts
Myrah Del Rosario 4/22/26 Myrah Del Rosario 4/22/26

DIVORCE PAPERWORK — Meet Password Paper Cuts

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YOUR CREDIT REPORT’S “OOPS” FILE — The California Error Hunt That Pays Off
Myrah Del Rosario 4/21/26 Myrah Del Rosario 4/21/26

YOUR CREDIT REPORT’S “OOPS” FILE — The California Error Hunt That Pays Off

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ZELLE ME TWICE —  When Money Apps Make Fraud Feel Final
Myrah Del Rosario 4/20/26 Myrah Del Rosario 4/20/26

ZELLE ME TWICE —  When Money Apps Make Fraud Feel Final

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DOUBLE-BOOKED DEBT —  When Student Loans Show Up Twice and Your Credit Pays the Price
Myrah Del Rosario 4/19/26 Myrah Del Rosario 4/19/26

DOUBLE-BOOKED DEBT —  When Student Loans Show Up Twice and Your Credit Pays the Price

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THE GHOST OF EVICTIONS PAST —  Outdated Records, New Denials, Real Consequences
Myrah Del Rosario 4/18/26 Myrah Del Rosario 4/18/26

THE GHOST OF EVICTIONS PAST —  Outdated Records, New Denials, Real Consequences

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FELONY MIX-UP —  When Tenant Screening Turns a Common Name Into a Crime
Myrah Del Rosario 4/17/26 Myrah Del Rosario 4/17/26

FELONY MIX-UP —  When Tenant Screening Turns a Common Name Into a Crime

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WHEN A PHONE TICKET GETS A DUI COSTUME —  Checkr Background Check Mix-Ups in California
Myrah Del Rosario 4/16/26 Myrah Del Rosario 4/16/26

WHEN A PHONE TICKET GETS A DUI COSTUME —  Checkr Background Check Mix-Ups in California

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SEND BUTTON, SPEND FOREVER —  EFTA Rights After Peer-to-Peer Payment Fraud
Myrah Del Rosario 4/15/26 Myrah Del Rosario 4/15/26

SEND BUTTON, SPEND FOREVER —  EFTA Rights After Peer-to-Peer Payment Fraud

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CREDIT REPORT WHODUNIT — Solving The Mystery Errors That Tank Your Score
Myrah Del Rosario 4/14/26 Myrah Del Rosario 4/14/26

CREDIT REPORT WHODUNIT — Solving The Mystery Errors That Tank Your Score

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TRANSUNION’S DATA DEBACLE — 4.4 Million Consumers, One Very Expensive Mess
Myrah Del Rosario 4/13/26 Myrah Del Rosario 4/13/26

TRANSUNION’S DATA DEBACLE — 4.4 Million Consumers, One Very Expensive Mess

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OOPS, THEY DID IT AGAIN — When an FCRA Violation Turns Negligent or Willful in California
Myrah Del Rosario 4/12/26 Myrah Del Rosario 4/12/26

OOPS, THEY DID IT AGAIN — When an FCRA Violation Turns Negligent or Willful in California

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TAPPED, SENT, GONE — When P2P Payment Fraud Becomes an EFTA Problem
Myrah Del Rosario 4/11/26 Myrah Del Rosario 4/11/26

TAPPED, SENT, GONE — When P2P Payment Fraud Becomes an EFTA Problem

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DIRTY DATA, CLEAN RECORD — When Background Check Errors Cost Californians Jobs, Housing, and Peace of Mind
Myrah Del Rosario 4/10/26 Myrah Del Rosario 4/10/26

DIRTY DATA, CLEAN RECORD — When Background Check Errors Cost Californians Jobs, Housing, and Peace of Mind

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