The CFPB — Your Financial Watchdog With Real Bite
In today’s financial world, where big corporations often hold all the power, it can feel overwhelming trying to protect your rights as a consumer
Fortunately, you’re not alone.
The Consumer Financial Protection Bureau (CFPB) exists to help level the playing field between consumers and powerful financial institutions. At R23 Law, our California Consumer Protection Attorneys work closely with clients to hold companies accountable when their actions violate your financial rights.
Here’s what you need to know about how the CFPB works—and how you can take action if you’ve been wronged.
What Is the Consumer Financial Protection Bureau?
The CFPB is an independent federal agency created in 2011 following the 2008 financial crisis. Its primary mission is to protect consumers in the financial marketplace, helping individuals make informed decisions when it comes to loans, credit cards, and other financial products.
The CFPB achieves this by:
Creating and enforcing rules to ensure fairness and transparency
Investigating complaints from consumers
Enforcing penalties against companies that violate consumer protection laws
Educating the public on financial rights and risks
Which Laws Does the CFPB Enforce?
The CFPB is responsible for upholding some of the most important consumer protection laws in the United States, including:
The Truth in Lending Act (TILA)
The Fair Debt Collection Practices Act (FDCPA)
The Fair Credit Reporting Act (FCRA)
The Equal Credit Opportunity Act (ECOA)
The Fair Credit Billing Act (FCBA)
These laws protect your rights when it comes to lending, debt collection, credit reporting, and more. If a financial company violates one of these laws, you may have a right to sue—and R23 Law can help.
What If You’ve Been Treated Unfairly by a Financial Institution?
If you’re a victim of unfair, deceptive, or abusive practices by a bank, lender, debt collector, or credit bureau, you don’t have to face it alone.
Our R23 Law California Consumer Protection Attorneys regularly help clients who have experienced:
Inaccurate credit reporting
Harassing or illegal debt collection tactics
Discrimination in lending
Hidden or excessive fees
Misleading loan terms
These issues can cause real harm—including financial loss, credit score damage, and emotional stress. At R23 Law, we’re committed to fighting for the justice and compensation you deserve.
How R23 Law Can Help You Take Action
If you believe your rights under any CFPB-regulated law have been violated, our attorneys will help you:
Review and assess your claim
File complaints with the CFPB or state regulators
Pursue lawsuits under the FCRA, FDCPA, or other applicable laws
Seek financial compensation and correction of your records
We’ve helped Californians recover damages, clear their credit reports, and stop harassment from debt collectors. Let us do the same for you.
Don’t Let Big Banks Win—R23 Law Is Here to Help
If you’ve been misled, mistreated, or financially harmed by a financial company, you have legal rights—and R23 Law’s California Consumer Protection Attorneys are ready to stand up for you.
📞 Call now for a free consultation, or
🖊️ Submit your case online to get started.
R23 Law California Consumer Protection Attorneys
Fighting back when corporations cross the line.
