FROM ROBOCALS TO CREDIT WRECKS — Why a Consumer Attorney Is the Smartest Money Move You’ll Make
If you've ever received a robocall that made your phone buzz during dinner—or spotted a mystery account dragging down your credit score—you may be owed thousands of dollars
Companies violating federal consumer protection laws don’t just cause headaches—they create legal liability. And with the right attorney, that liability can become compensation.
At R23 Law, our California Consumer Protection Attorneys help clients fight back against credit bureaus, debt collectors, and telemarketers who cross legal lines. Here’s why hiring a consumer protection lawyer could be one of the best financial decisions you’ll ever make.
Debt Collectors Are Breaking the Law—and Paying for It
Collectors can’t:
Call before 8 AM or after 9 PM.
Use profane or threatening language.
Call your employer or relatives.
Make robocalls without consent.
And yet, 73% of complaints in Los Angeles involve illegal call timing according to the CFPB (see page 2). Each violation carries up to $1,000 in statutory damages, and repeated harassment can generate $10,000–$30,000 per consumer quickly.
Example: Just 25 illegal calls = $25,000 in damages—before courts consider emotional distress or lost wages.
Credit Report Errors Are More Than Inconvenient—They’re Expensive
The FTC estimates that 26% of consumers have credit report inaccuracies, from fraudulent accounts to misreported late payments. These errors can:
Drop credit scores by 100+ points overnight.
Block loan approvals or increase interest rates.
Cost victims an average of $5,000 in credit cleanup expenses.
Under the Fair Credit Reporting Act (FCRA):
You’re entitled to accurate reports.
Credit bureaus must correct disputes within 30 days.
Each violation = up to $1,000 in damages plus attorney’s fees.
Robocalls = Instant Damages
The Telephone Consumer Protection Act (TCPA) makes every illegal robocall worth $500 to $1,500 in statutory damages. On average, Los Angeles residents receive 47 robocalls per month, many of them illegal.
According to page 3, if you’re registered on the Do Not Call Registry and still getting calls, each unwanted robocall becomes a separate violation—meaning just 3 illegal calls can create a $4,500 claim.
How R23 Law Maximizes Your Recovery
As shown in the visual on page 4, our legal strategy is designed to maximize your payout and eliminate harassment permanently:
Statutory damages stack fast when violations repeat.
Settlement amounts often exceed minimums—companies pay more to avoid public litigation.
We work on contingency: You pay nothing unless we win your case.
Many of our clients recover $3,000 to $9,000 from credit report errors and $10,000 to $25,000 from illegal robocalls—without ever going to trial.
When to Contact a Consumer Protection Lawyer
You don’t have to wait until things get worse. You should contact R23 Law’s California Consumer Protection Attorneys if:
A collector calls outside legal hours or threatens you
You find errors or fraud on your credit report
You get three or more robocalls without consent
Credit bureaus ignore or reverse your valid disputes
You’ve received pre-recorded marketing messages after joining the Do Not Call list
The infographic on page 6 outlines these five triggers clearly.
Act Now—Statutory Damages Don’t Wait Forever
Most consumer protection claims carry a one-year statute of limitations. If you don’t act quickly, you could lose your right to sue. The sooner you call, the sooner we can stop the violations—and start building your compensation case.
R23 Law: Fighting for California Consumers, One Robocall at a Time
Our attorneys have helped Californians recover millions in damages from illegal debt collection, credit report abuse, and robocall harassment. At R23 Law, we don’t just fight back—we fight to win.
📞 Free Consultation | No Upfront Cost
Talk to R23 Law’s California Consumer Protection Attorneys today.
Serving clients across Los Angeles and throughout California
