THEIR CRIME, YOUR CREDIT DISASTER — When Identity Theft Wrecks Your Financial Life
Credit and Identity Theft: It’s More Than Just a Hassle—It’s a Legal Emergency
Finding out someone used your identity isn’t just stressful—it’s devastating. At R23 Law Consumer Protection Attorneys, we’ve seen firsthand how identity theft creates long-lasting damage to credit, finances, and peace of mind. For victims in California, especially in Los Angeles, the aftermath can drag on for years.
From fraudulent credit card accounts to unauthorized loans and even debt collection harassment, the burden of someone else’s crime often falls on innocent consumers. If that’s happened to you, our California Identity Theft Victim Lawyers are ready to help you take legal control of the situation.
What Identity Theft Looks Like in Real Life
Many victims don’t realize their identity has been stolen until:
They’re denied a loan or job
Debt collectors start calling about unfamiliar accounts
Their credit report shows mysterious addresses or unknown inquiries
They receive bills or legal notices for transactions they never authorized
And the emotional toll? It's real. You did nothing wrong—but your name, your credit, and your future are now tied to someone else's crime.
Why You Can’t Fix Identity Theft with a Few Phone Calls
It’s not enough to call the bank or send a dispute letter. Financial institutions and credit bureaus don’t always respond promptly—or fairly. Errors may stay on your report despite clear evidence of fraud. That’s where legal support becomes critical.
R23 Law’s attorneys know how to escalate your claim, fight for your rights, and restore your record. We help you:
File detailed FCRA and identity theft disputes
Deal with unresponsive creditors or bureaus
Stop debt collection on fraudulent accounts
Pursue compensation for financial and emotional harm
Your Rights Under the Law
Victims of identity theft are protected under:
The Fair Credit Reporting Act (FCRA) — Requires credit bureaus to fix inaccurate information
California Identity Theft Laws — Provide stronger remedies for residents whose credit has been damaged
The Fair Debt Collection Practices Act (FDCPA) — Prohibits harassment for debts you don’t owe
If these laws are violated, you may be entitled to compensation—not just a corrected credit report.
When It’s Time to Call a Lawyer
Contact R23 Law Consumer Protection Attorneys if:
Your credit report still shows fraudulent accounts
You’ve been denied housing, credit, or employment due to stolen identity
A debt collector is demanding payment for something you didn’t buy
You need a customized legal plan to clean your record
Our team doesn’t rely on templates or checklists—we take time to understand how the theft has affected your life and build a tailored legal strategy for recovery.
📞 Toll-Free: 310-598-1588
📧 Email: info@R23Law.com
🔗 Contact Us
R23 Law Consumer Protection Attorneys — Clearing Your Name, Protecting Your Future
Identity theft may not be your fault, but the consequences shouldn’t be your burden alone. Let us help make it right.
