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R23 Law | Consumer Protection Attorneys
R23 Law | Consumer Protection Attorneys
About
Data Privacy
Identity Theft
Financial Fraud
Credit Disputes
Consumer Rights
Senior/Elder Abuse
Unfair Debt Collection
Background Check Errors
Peng Shao
Jared V. Walder
Matthew L. Collins
Ellyshah G. La Torre
Michael L. McShane
Maxwell A. Calehuff III
Articles
Podcast/Videos
Dispute Letter Templates
Careers
Contact Us
R23 Law | Consumer Protection Attorneys
R23 Law | Consumer Protection Attorneys
About
Data Privacy
Identity Theft
Financial Fraud
Credit Disputes
Consumer Rights
Senior/Elder Abuse
Unfair Debt Collection
Background Check Errors
Peng Shao
Jared V. Walder
Matthew L. Collins
Ellyshah G. La Torre
Michael L. McShane
Maxwell A. Calehuff III
Articles
Podcast/Videos
Dispute Letter Templates
Careers
Contact Us
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Folder: Practice Areas
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Data Privacy
Identity Theft
Financial Fraud
Credit Disputes
Consumer Rights
Senior/Elder Abuse
Unfair Debt Collection
Background Check Errors
Folder: Our Team
Back
Peng Shao
Jared V. Walder
Matthew L. Collins
Ellyshah G. La Torre
Michael L. McShane
Maxwell A. Calehuff III
Folder: Resources
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Articles
Podcast/Videos
Dispute Letter Templates
Careers
Contact Us
AUTO-PAY GONE WRONG — When Bank Errors Hurt Consumers and What You Can Do About It
Myrah Del Rosario 10/22/25 Myrah Del Rosario 10/22/25

AUTO-PAY GONE WRONG — When Bank Errors Hurt Consumers and What You Can Do About It

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DENIED AND DISREGARDED — What Adverse Action Notices Really Mean for California Consumers
Myrah Del Rosario 10/21/25 Myrah Del Rosario 10/21/25

DENIED AND DISREGARDED — What Adverse Action Notices Really Mean for California Consumers

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BEHIND THE CHECK — Your Rights Under the FCRA in California Background Screenings
Myrah Del Rosario 10/20/25 Myrah Del Rosario 10/20/25

BEHIND THE CHECK — Your Rights Under the FCRA in California Background Screenings

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CREDIT WITHOUT CONSENT — Legal Options for Victims of Coerced Debt in California
Myrah Del Rosario 10/19/25 Myrah Del Rosario 10/19/25

CREDIT WITHOUT CONSENT — Legal Options for Victims of Coerced Debt in California

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TRUTH TWISTED — The Most Common Violations of the Truth in Lending Act
Myrah Del Rosario 10/18/25 Myrah Del Rosario 10/18/25

TRUTH TWISTED — The Most Common Violations of the Truth in Lending Act

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ACCOUNT CLOSED, RIGHTS IGNORED — What Sudden Credit Card Cancellations Mean for California Consumers
Myrah Del Rosario 10/17/25 Myrah Del Rosario 10/17/25

ACCOUNT CLOSED, RIGHTS IGNORED — What Sudden Credit Card Cancellations Mean for California Consumers

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DON’T LET BANKS GASLIGHT YOU —  Your EFTA Rights Are Not Optional
Myrah Del Rosario 10/16/25 Myrah Del Rosario 10/16/25

DON’T LET BANKS GASLIGHT YOU —  Your EFTA Rights Are Not Optional

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FCRA VIOLATIONS AT WORK — When Employers and Background Check Companies Cross the Line
Myrah Del Rosario 10/15/25 Myrah Del Rosario 10/15/25

FCRA VIOLATIONS AT WORK — When Employers and Background Check Companies Cross the Line

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FIGHTING ON TWO FRONTS — What Every California Servicemember Should Know About Their SCRA Rights
Myrah Del Rosario 10/14/25 Myrah Del Rosario 10/14/25

FIGHTING ON TWO FRONTS — What Every California Servicemember Should Know About Their SCRA Rights

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DEBT COLLECTORS SAY YOU OWE — Don’t Pay Until They Prove It
Myrah Del Rosario 10/13/25 Myrah Del Rosario 10/13/25

DEBT COLLECTORS SAY YOU OWE — Don’t Pay Until They Prove It

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CALIFORNIA DEBT COLLECTORS CROSSED THE LINE — The Rosenthal Act Lets You Fight Back
Myrah Del Rosario 10/12/25 Myrah Del Rosario 10/12/25

CALIFORNIA DEBT COLLECTORS CROSSED THE LINE — The Rosenthal Act Lets You Fight Back

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CROSSED THE LINE — 10 Illegal Debt Collection Tactics You Don’t Have to Tolerate
Myrah Del Rosario 10/11/25 Myrah Del Rosario 10/11/25

CROSSED THE LINE — 10 Illegal Debt Collection Tactics You Don’t Have to Tolerate

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CREDIT REPORT LIES — Fix Them Fast Before They Wreck Your Future
Myrah Del Rosario 10/10/25 Myrah Del Rosario 10/10/25

CREDIT REPORT LIES — Fix Them Fast Before They Wreck Your Future

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SWIPE, SCAM, REPEAT — Why Identity Thieves Love College Students
Myrah Del Rosario 10/9/25 Myrah Del Rosario 10/9/25

SWIPE, SCAM, REPEAT — Why Identity Thieves Love College Students

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STATIONED ABROAD, TARGETED AT HOME — How Identity Thieves Exploit Servicemembers
Myrah Del Rosario 10/8/25 Myrah Del Rosario 10/8/25

STATIONED ABROAD, TARGETED AT HOME — How Identity Thieves Exploit Servicemembers

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SABOTAGED BY A STRANGER — How Identity Theft Can Kill Your Business Before It Begins
Myrah Del Rosario 10/7/25 Myrah Del Rosario 10/7/25

SABOTAGED BY A STRANGER — How Identity Theft Can Kill Your Business Before It Begins

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WHO’S DRIVING YOU — What Uber and Lyft Don’t Always Catch in Their Background Checks
Myrah Del Rosario 10/6/25 Myrah Del Rosario 10/6/25

WHO’S DRIVING YOU — What Uber and Lyft Don’t Always Catch in Their Background Checks

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FORBEARANCE WITHOUT PERMISSION — Why Your Bank’s “Pause” May Be Harming Your Credit
Myrah Del Rosario 10/5/25 Myrah Del Rosario 10/5/25

FORBEARANCE WITHOUT PERMISSION — Why Your Bank’s “Pause” May Be Harming Your Credit

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DEFERRED WITHOUT CONSENT — The Hidden Credit Damage of Unauthorized Loan Forbearance
Myrah Del Rosario 10/4/25 Myrah Del Rosario 10/4/25

DEFERRED WITHOUT CONSENT — The Hidden Credit Damage of Unauthorized Loan Forbearance

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WHEN “SMITH HAPPENS” — How Common Last Names Can Derail Your Credit Report
Myrah Del Rosario 10/3/25 Myrah Del Rosario 10/3/25

WHEN “SMITH HAPPENS” — How Common Last Names Can Derail Your Credit Report

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