THE DEBT COLLECTOR WON’T STOP CALLING — Here’s What the Law Says You Can Do

---

Aggressive Collection Tactics Aren’t Just Annoying—They Might Be Illegal

If you’re getting constant calls from debt collectors—especially ones using threats, lies, or harassment—you’re not alone. But more importantly, you’re not powerless.

The Fair Debt Collection Practices Act (FDCPA) protects consumers from abusive collection tactics. And if a collector crosses the line, R23 Law’s California Consumer Protection Attorneys can help you take action—whether that means stopping the calls or taking them to court.

What Is the FDCPA?

The FDCPA is a federal law that sets strict rules for how third-party debt collectors can contact you. It was designed to protect consumers from:

• Harassment

• Threats or intimidation

• False claims about debts or legal action

• Unfair or deceptive collection tactics

This means if a collector is constantly calling, threatening you, or lying about the debt, they may already be violating federal law.

Your Rights Under the FDCPA

Under the FDCPA, collectors must:

✔ Treat you with respect
✔ Provide accurate information about the debt
✔ Stop contacting you if you formally request it
✔ Send a written validation notice with debt details
✔ Allow you to dispute the debt in writing

They cannot:

• Call you at all hours or at work if you’ve asked them not to

• Use threatening, profane, or abusive language

• Lie about being an attorney or government agent

• Threaten jail or lawsuits without legal basis

If any of these things are happening, you may be entitled to financial compensation.

When R23 Law Steps In

At R23 Law Consumer Protection Attorneys, we take your case seriously. Our attorneys assist clients throughout California with:

• Evaluating debt collector behavior for FDCPA violations

• Communicating with collectors on your behalf

• Filing formal complaints and legal claims

• Negotiating debt settlements while preserving your rights

You don’t have to face this alone. If a debt collector is breaking the law, we’ll help you hold them accountable.

📞 Toll-Free: 310-598-1588
📧 Email: info@R23Law.com
🔗 Contact Us

R23 Law Consumer Protection Attorneys — Fighting Back Against Debt Harassment, One Call at a Time

You deserve peace of mind—not pressure tactics and fear. Let our team protect your rights and stop abusive collectors in their tracks.