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R23 Law | Consumer Protection Attorneys
R23 Law | Consumer Protection Attorneys
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Data Privacy
Identity Theft
Financial Fraud
Credit Disputes
Consumer Rights
Senior/Elder Abuse
Unfair Debt Collection
Background Check Errors
Peng Shao
Jared V. Walder
Matthew L. Collins
Ellyshah G. La Torre
Michael L. McShane
Maxwell A. Calehuff III
Articles
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Dispute Letter Templates
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R23 Law | Consumer Protection Attorneys
R23 Law | Consumer Protection Attorneys
About
Data Privacy
Identity Theft
Financial Fraud
Credit Disputes
Consumer Rights
Senior/Elder Abuse
Unfair Debt Collection
Background Check Errors
Peng Shao
Jared V. Walder
Matthew L. Collins
Ellyshah G. La Torre
Michael L. McShane
Maxwell A. Calehuff III
Articles
Podcast/Videos
Dispute Letter Templates
Careers
Contact Us
English
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Data Privacy
Identity Theft
Financial Fraud
Credit Disputes
Consumer Rights
Senior/Elder Abuse
Unfair Debt Collection
Background Check Errors
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Peng Shao
Jared V. Walder
Matthew L. Collins
Ellyshah G. La Torre
Michael L. McShane
Maxwell A. Calehuff III
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Dispute Letter Templates
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CHARGED AND MARKED — The Lasting Impact of Charge-Offs on Your Credit Report
Myrah Del Rosario 11/28/25 Myrah Del Rosario 11/28/25

CHARGED AND MARKED — The Lasting Impact of Charge-Offs on Your Credit Report

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EXPUNGED ≠ ERASED — When Background Check Errors Keep Haunting You
Myrah Del Rosario 11/27/25 Myrah Del Rosario 11/27/25

EXPUNGED ≠ ERASED — When Background Check Errors Keep Haunting You

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FCRA GETS SHARPER TEETH — CFPB's New Opinions Raise the Stakes for Data Handlers
Myrah Del Rosario 11/26/25 Myrah Del Rosario 11/26/25

FCRA GETS SHARPER TEETH — CFPB's New Opinions Raise the Stakes for Data Handlers

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THE CREDIT DEATH SPIRAL — When Data Furnishers Get It Wrong
Myrah Del Rosario 11/26/25 Myrah Del Rosario 11/26/25

THE CREDIT DEATH SPIRAL — When Data Furnishers Get It Wrong

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CHARGED, WRITTEN OFF, STILL HAUNTING — Why Charge-Offs Refuse to Die Quiet
Myrah Del Rosario 11/25/25 Myrah Del Rosario 11/25/25

CHARGED, WRITTEN OFF, STILL HAUNTING — Why Charge-Offs Refuse to Die Quiet

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LOAN SHARKS IN DISGUISE — How Scammers Turn Desperation into Debt
Myrah Del Rosario 11/24/25 Myrah Del Rosario 11/24/25

LOAN SHARKS IN DISGUISE — How Scammers Turn Desperation into Debt

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INSURANCE OR ILLUSION — What Identity Theft Coverage Really Buys You
Myrah Del Rosario 11/23/25 Myrah Del Rosario 11/23/25

INSURANCE OR ILLUSION — What Identity Theft Coverage Really Buys You

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DECEPTIVE DEALS, REAL CONSEQUENCES — What the CLRA Means for California Consumers
Myrah Del Rosario 11/22/25 Myrah Del Rosario 11/22/25

DECEPTIVE DEALS, REAL CONSEQUENCES — What the CLRA Means for California Consumers

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YOUR NAME, THEIR DEBT — When Identity Theft Rings Your Phone
Myrah Del Rosario 11/21/25 Myrah Del Rosario 11/21/25

YOUR NAME, THEIR DEBT — When Identity Theft Rings Your Phone

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FINE PRINT, BIG FINES — How the CLRA Protects California Consumers from Deceptive Businesses
Myrah Del Rosario 11/20/25 Myrah Del Rosario 11/20/25

FINE PRINT, BIG FINES — How the CLRA Protects California Consumers from Deceptive Businesses

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FINE PRINT, BIG PROBLEMS — Truth in Lending Act Violations That Can Cost You
Myrah Del Rosario 11/19/25 Myrah Del Rosario 11/19/25

FINE PRINT, BIG PROBLEMS — Truth in Lending Act Violations That Can Cost You

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SILENCE THE HARASSMENT — Documenting Debt Collector Abuse the Right Way in California
Myrah Del Rosario 11/18/25 Myrah Del Rosario 11/18/25

SILENCE THE HARASSMENT — Documenting Debt Collector Abuse the Right Way in California

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PAPERWORK AFTER THE PAIN — What an Information Subpoena Really Means in California
Myrah Del Rosario 11/17/25 Myrah Del Rosario 11/17/25

PAPERWORK AFTER THE PAIN — What an Information Subpoena Really Means in California

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CLEAN CREDIT, DIRTY TRICKS — Why Your Child May Be the Victim of Identity Theft
Myrah Del Rosario 11/16/25 Myrah Del Rosario 11/16/25

CLEAN CREDIT, DIRTY TRICKS — Why Your Child May Be the Victim of Identity Theft

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DIY Credit Repair Is a Trap — Legal Help From A Consumer Protection Attorney Is The Answer
Myrah Del Rosario 11/15/25 Myrah Del Rosario 11/15/25

DIY Credit Repair Is a Trap — Legal Help From A Consumer Protection Attorney Is The Answer

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SOMEONE’S LOOKING AT YOUR CREDIT REPORT — What California Consumers Need to Know
Myrah Del Rosario 11/13/25 Myrah Del Rosario 11/13/25

SOMEONE’S LOOKING AT YOUR CREDIT REPORT — What California Consumers Need to Know

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EXPOSED — What Every Californian Needs to Know About Data Breaches
Myrah Del Rosario 11/12/25 Myrah Del Rosario 11/12/25

EXPOSED — What Every Californian Needs to Know About Data Breaches

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INSURANCE OR ILLUSION — The Truth About Identity Theft Insurance in California
Myrah Del Rosario 11/11/25 Myrah Del Rosario 11/11/25

INSURANCE OR ILLUSION — The Truth About Identity Theft Insurance in California

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INK IT TO WIN IT — Crafting Credit Dispute Letters That Deliver in California
Myrah Del Rosario 11/10/25 Myrah Del Rosario 11/10/25

INK IT TO WIN IT — Crafting Credit Dispute Letters That Deliver in California

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AI & IDENTITY THEFT — How New Tech Is Creating New Scams and What You Can Do
Myrah Del Rosario 11/9/25 Myrah Del Rosario 11/9/25

AI & IDENTITY THEFT — How New Tech Is Creating New Scams and What You Can Do

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