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R23 Law | Consumer Protection Attorneys
R23 Law | Consumer Protection Attorneys
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Data Privacy
Identity Theft
Financial Fraud
Credit Disputes
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Senior/Elder Abuse
Unfair Debt Collection
Background Check Errors
Peng Shao
Matthew L. Collins
Ellyshah G. La Torre
Michael L. McShane
Maxwell A. Calehuff III
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R23 Law | Consumer Protection Attorneys
R23 Law | Consumer Protection Attorneys
About
Data Privacy
Identity Theft
Financial Fraud
Credit Disputes
Consumer Rights
Senior/Elder Abuse
Unfair Debt Collection
Background Check Errors
Peng Shao
Matthew L. Collins
Ellyshah G. La Torre
Michael L. McShane
Maxwell A. Calehuff III
Articles
Podcast/Videos
Dispute Letter Templates
Careers
Contact Us
English
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Senior/Elder Abuse
Unfair Debt Collection
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Matthew L. Collins
Ellyshah G. La Torre
Michael L. McShane
Maxwell A. Calehuff III
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SCAMMED, SLAMMED, AND SPAM-CALLED —  Time to Call a California Consumer Lawyer
Myrah Del Rosario 4/7/26 Myrah Del Rosario 4/7/26

SCAMMED, SLAMMED, AND SPAM-CALLED —  Time to Call a California Consumer Lawyer

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CREDIT WRECKED AND IDENTITY CHECKED — Your Guide to Fighting Back in California
Myrah Del Rosario 4/6/26 Myrah Del Rosario 4/6/26

CREDIT WRECKED AND IDENTITY CHECKED — Your Guide to Fighting Back in California

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CREDIT REPORT ERRORS — Because Apparently Your Financial Life Needed Fan Fiction
Myrah Del Rosario 4/5/26 Myrah Del Rosario 4/5/26

CREDIT REPORT ERRORS — Because Apparently Your Financial Life Needed Fan Fiction

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PASSWORDS ARE NOT PERMISSION — Inside the “Authorized Transfer” Myth
Myrah Del Rosario 4/4/26 Myrah Del Rosario 4/4/26

PASSWORDS ARE NOT PERMISSION — Inside the “Authorized Transfer” Myth

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THE MORTGAGE DENIAL PLOT TWIST — Credit Report Errors Crashing the Closing Table
Myrah Del Rosario 4/3/26 Myrah Del Rosario 4/3/26

THE MORTGAGE DENIAL PLOT TWIST — Credit Report Errors Crashing the Closing Table

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WHOSE DEBT IS THIS ANYWAY — How Mixed Credit Files Damage Californians And What You Can Do About It
Myrah Del Rosario 4/2/26 Myrah Del Rosario 4/2/26

WHOSE DEBT IS THIS ANYWAY — How Mixed Credit Files Damage Californians And What You Can Do About It

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WHO’S REALLY GOT YOUR BACK — The Consumer Protection Laws Every Californian Should Know
Myrah Del Rosario 4/1/26 Myrah Del Rosario 4/1/26

WHO’S REALLY GOT YOUR BACK — The Consumer Protection Laws Every Californian Should Know

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WHO PAYS WHEN YOUR IDENTITY IS STOLEN — Know Your Rights (and Damages) in California
Myrah Del Rosario 3/31/26 Myrah Del Rosario 3/31/26

WHO PAYS WHEN YOUR IDENTITY IS STOLEN — Know Your Rights (and Damages) in California

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TRADELINE TROUBLE — What Your Credit Report Isn’t Telling You
Myrah Del Rosario 3/30/26 Myrah Del Rosario 3/30/26

TRADELINE TROUBLE — What Your Credit Report Isn’t Telling You

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EVICTED BUT NOT ERASED — What California Renters Need to Know About Credit, Collections, and Your Legal Rights
Myrah Del Rosario 3/29/26 Myrah Del Rosario 3/29/26

EVICTED BUT NOT ERASED — What California Renters Need to Know About Credit, Collections, and Your Legal Rights

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THE 200-POINT CREDIT SCORE FACEPLANT — Identity Theft’s Signature Move
Myrah Del Rosario 3/29/26 Myrah Del Rosario 3/29/26

THE 200-POINT CREDIT SCORE FACEPLANT — Identity Theft’s Signature Move

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CLICK-TO-DISPUTE, CLICK-TO-REGRET — The Online Credit Dispute Trap
Myrah Del Rosario 3/28/26 Myrah Del Rosario 3/28/26

CLICK-TO-DISPUTE, CLICK-TO-REGRET — The Online Credit Dispute Trap

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GIG WORK, BIG FILES — When Background Checks Get You Deactivated
Myrah Del Rosario 3/27/26 Myrah Del Rosario 3/27/26

GIG WORK, BIG FILES — When Background Checks Get You Deactivated

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CREDIT SCORE PLOT TWIST — When “No Reason” Is a Red Flag
Myrah Del Rosario 3/26/26 Myrah Del Rosario 3/26/26

CREDIT SCORE PLOT TWIST — When “No Reason” Is a Red Flag

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SEALED, EXPUNGED, AND SOMEHOW STILL THERE —  Background Checks That Refuse to Let Go
Myrah Del Rosario 3/25/26 Myrah Del Rosario 3/25/26

SEALED, EXPUNGED, AND SOMEHOW STILL THERE —  Background Checks That Refuse to Let Go

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IDENTITY THEFT’S GUEST LIST — Who Gets the Blame When Your Data Walks Out the Door
Myrah Del Rosario 3/25/26 Myrah Del Rosario 3/25/26

IDENTITY THEFT’S GUEST LIST — Who Gets the Blame When Your Data Walks Out the Door

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THE ROBOT SAID “Denied” — When Automated Background Checks Blow Up Rental Applications
Myrah Del Rosario 3/24/26 Myrah Del Rosario 3/24/26

THE ROBOT SAID “Denied” — When Automated Background Checks Blow Up Rental Applications

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DISPUTE LETTERS AND OTHER LOVE NOTES — Getting Credit Bureaus To Take You Seriously
Myrah Del Rosario 3/23/26 Myrah Del Rosario 3/23/26

DISPUTE LETTERS AND OTHER LOVE NOTES — Getting Credit Bureaus To Take You Seriously

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CREDIT REPORT COMEDY OF ERRORS — When Your File Gets The Plot Wrong
Myrah Del Rosario 3/22/26 Myrah Del Rosario 3/22/26

CREDIT REPORT COMEDY OF ERRORS — When Your File Gets The Plot Wrong

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TINY BREACH, BIG CONSEQUENCES — Why Personal Data Theft Isn’t Slowing Down
Myrah Del Rosario 3/21/26 Myrah Del Rosario 3/21/26

TINY BREACH, BIG CONSEQUENCES — Why Personal Data Theft Isn’t Slowing Down

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