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R23 Law | Consumer Protection Attorneys
R23 Law | Consumer Protection Attorneys
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Data Privacy
Identity Theft
Financial Fraud
Credit Disputes
Consumer Rights
Senior/Elder Abuse
Unfair Debt Collection
Background Check Errors
Peng Shao
Matthew L. Collins
Ellyshah G. La Torre
Michael L. McShane
Maxwell A. Calehuff III
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R23 Law | Consumer Protection Attorneys
R23 Law | Consumer Protection Attorneys
About
Data Privacy
Identity Theft
Financial Fraud
Credit Disputes
Consumer Rights
Senior/Elder Abuse
Unfair Debt Collection
Background Check Errors
Peng Shao
Matthew L. Collins
Ellyshah G. La Torre
Michael L. McShane
Maxwell A. Calehuff III
Articles
Podcast/Videos
Dispute Letter Templates
Careers
Contact Us
English
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Data Privacy
Identity Theft
Financial Fraud
Credit Disputes
Consumer Rights
Senior/Elder Abuse
Unfair Debt Collection
Background Check Errors
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Peng Shao
Matthew L. Collins
Ellyshah G. La Torre
Michael L. McShane
Maxwell A. Calehuff III
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FROM TAP TO TRAP — How Thieves Target Your Credit Cards
Myrah Del Rosario 2/8/26 Myrah Del Rosario 2/8/26

FROM TAP TO TRAP — How Thieves Target Your Credit Cards

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YOUR DATA’S NOT FOR SALE — CFPB Cracks Down on Brokers Selling to Scammers and Stalkers
Myrah Del Rosario 2/7/26 Myrah Del Rosario 2/7/26

YOUR DATA’S NOT FOR SALE — CFPB Cracks Down on Brokers Selling to Scammers and Stalkers

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SPY GAMES AND SCAMMER LANES — CFPB Moves to Rein in Data Brokers Trafficking in Your Privacy
Myrah Del Rosario 2/6/26 Myrah Del Rosario 2/6/26

SPY GAMES AND SCAMMER LANES — CFPB Moves to Rein in Data Brokers Trafficking in Your Privacy

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HIRED, THEN FIRED — When Background Checks Get It Wrong After You Start Working
Myrah Del Rosario 2/5/26 Myrah Del Rosario 2/5/26

HIRED, THEN FIRED — When Background Checks Get It Wrong After You Start Working

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SWIPE, STEAL, REPEAT — How Scammers Cash In on Holiday Shopping and How to Outsmart Them
Myrah Del Rosario 2/4/26 Myrah Del Rosario 2/4/26

SWIPE, STEAL, REPEAT — How Scammers Cash In on Holiday Shopping and How to Outsmart Them

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FLAGGED AND FIRED — When Background Check Errors with HireRight Derail Your Career
Myrah Del Rosario 2/3/26 Myrah Del Rosario 2/3/26

FLAGGED AND FIRED — When Background Check Errors with HireRight Derail Your Career

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WHEN AUTO-PAY BACKFIRES — What Happens When Your Bank Pays the Wrong Bill Twice
Myrah Del Rosario 2/2/26 Myrah Del Rosario 2/2/26

WHEN AUTO-PAY BACKFIRES — What Happens When Your Bank Pays the Wrong Bill Twice

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DEAD WRONG — When Credit Bureaus List You as Deceased
Myrah Del Rosario 2/1/26 Myrah Del Rosario 2/1/26

DEAD WRONG — When Credit Bureaus List You as Deceased

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DEATH BY A THOUSAND CHARGES — Why Junk Fees Keep Sinking California Consumers
Myrah Del Rosario 1/31/26 Myrah Del Rosario 1/31/26

DEATH BY A THOUSAND CHARGES — Why Junk Fees Keep Sinking California Consumers

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CREDIT CONFUSION — When Your Score Doesn’t Match Your Reality
Myrah Del Rosario 1/30/26 Myrah Del Rosario 1/30/26

CREDIT CONFUSION — When Your Score Doesn’t Match Your Reality

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BANKRUPTCY MEANS STOP — But Some Creditors Still Don’t Get the Memo
Myrah Del Rosario 1/29/26 Myrah Del Rosario 1/29/26

BANKRUPTCY MEANS STOP — But Some Creditors Still Don’t Get the Memo

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DIALED WRONG — When a Cell Phone Ticket Turns Into an Alcohol Offense on Your Background Check
Myrah Del Rosario 1/28/26 Myrah Del Rosario 1/28/26

DIALED WRONG — When a Cell Phone Ticket Turns Into an Alcohol Offense on Your Background Check

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APPROVED INSTANTLY — How Identity Thieves Glide Through Modern Lending Systems
Myrah Del Rosario 1/27/26 Myrah Del Rosario 1/27/26

APPROVED INSTANTLY — How Identity Thieves Glide Through Modern Lending Systems

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DENIED BY DESIGN — Inside the Credit Bureau Identity Theft Rejection Machine
Myrah Del Rosario 1/26/26 Myrah Del Rosario 1/26/26

DENIED BY DESIGN — Inside the Credit Bureau Identity Theft Rejection Machine

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VERIFIED AND IGNORED — When Banks Know Fraud Happened and Deny It Anyway
Myrah Del Rosario 1/25/26 Myrah Del Rosario 1/25/26

VERIFIED AND IGNORED — When Banks Know Fraud Happened and Deny It Anyway

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INSTANT TRANSFERS, INSTANT DENIALS — The Zelle and Cash App Refund Myth
Myrah Del Rosario 1/24/26 Myrah Del Rosario 1/24/26

INSTANT TRANSFERS, INSTANT DENIALS — The Zelle and Cash App Refund Myth

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DENIED ON AUTOPILOT — When Banks Refuse to Refund Unauthorized Debits
Myrah Del Rosario 1/23/26 Myrah Del Rosario 1/23/26

DENIED ON AUTOPILOT — When Banks Refuse to Refund Unauthorized Debits

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WHEN ‘I DO’ TURNS INTO ‘I OWE’ — Your legal options after spousal Identity theft
Guest User 1/22/26 Guest User 1/22/26

WHEN ‘I DO’ TURNS INTO ‘I OWE’ — Your legal options after spousal Identity theft

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DEAD DEBTS DON’T DIE — Unless You Dispute Them
Myrah Del Rosario 1/21/26 Myrah Del Rosario 1/21/26

DEAD DEBTS DON’T DIE — Unless You Dispute Them

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BANNED BEFORE THE INTERVIEW — What Employers Get Wrong About Ban the Box
Myrah Del Rosario 1/20/26 Myrah Del Rosario 1/20/26

BANNED BEFORE THE INTERVIEW — What Employers Get Wrong About Ban the Box

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