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R23 Law | Consumer Protection Attorneys
R23 Law | Consumer Protection Attorneys
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Data Privacy
Identity Theft
Financial Fraud
Credit Disputes
Consumer Rights
Senior/Elder Abuse
Unfair Debt Collection
Background Check Errors
Peng Shao
Matthew L. Collins
Ellyshah G. La Torre
Michael L. McShane
Maxwell A. Calehuff III
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R23 Law | Consumer Protection Attorneys
R23 Law | Consumer Protection Attorneys
About
Data Privacy
Identity Theft
Financial Fraud
Credit Disputes
Consumer Rights
Senior/Elder Abuse
Unfair Debt Collection
Background Check Errors
Peng Shao
Matthew L. Collins
Ellyshah G. La Torre
Michael L. McShane
Maxwell A. Calehuff III
Articles
Podcast/Videos
Dispute Letter Templates
Careers
Contact Us
English
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Data Privacy
Identity Theft
Financial Fraud
Credit Disputes
Consumer Rights
Senior/Elder Abuse
Unfair Debt Collection
Background Check Errors
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Peng Shao
Matthew L. Collins
Ellyshah G. La Torre
Michael L. McShane
Maxwell A. Calehuff III
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Dispute Letter Templates
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ZELLE ME TWICE —  When Money Apps Make Fraud Feel Final
Myrah Del Rosario 4/20/26 Myrah Del Rosario 4/20/26

ZELLE ME TWICE —  When Money Apps Make Fraud Feel Final

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DOUBLE-BOOKED DEBT —  When Student Loans Show Up Twice and Your Credit Pays the Price
Myrah Del Rosario 4/19/26 Myrah Del Rosario 4/19/26

DOUBLE-BOOKED DEBT —  When Student Loans Show Up Twice and Your Credit Pays the Price

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THE GHOST OF EVICTIONS PAST —  Outdated Records, New Denials, Real Consequences
Myrah Del Rosario 4/18/26 Myrah Del Rosario 4/18/26

THE GHOST OF EVICTIONS PAST —  Outdated Records, New Denials, Real Consequences

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FELONY MIX-UP —  When Tenant Screening Turns a Common Name Into a Crime
Myrah Del Rosario 4/17/26 Myrah Del Rosario 4/17/26

FELONY MIX-UP —  When Tenant Screening Turns a Common Name Into a Crime

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WHEN A PHONE TICKET GETS A DUI COSTUME —  Checkr Background Check Mix-Ups in California
Myrah Del Rosario 4/16/26 Myrah Del Rosario 4/16/26

WHEN A PHONE TICKET GETS A DUI COSTUME —  Checkr Background Check Mix-Ups in California

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SEND BUTTON, SPEND FOREVER —  EFTA Rights After Peer-to-Peer Payment Fraud
Myrah Del Rosario 4/15/26 Myrah Del Rosario 4/15/26

SEND BUTTON, SPEND FOREVER —  EFTA Rights After Peer-to-Peer Payment Fraud

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CREDIT REPORT WHODUNIT — Solving The Mystery Errors That Tank Your Score
Myrah Del Rosario 4/14/26 Myrah Del Rosario 4/14/26

CREDIT REPORT WHODUNIT — Solving The Mystery Errors That Tank Your Score

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TRANSUNION’S DATA DEBACLE — 4.4 Million Consumers, One Very Expensive Mess
Myrah Del Rosario 4/13/26 Myrah Del Rosario 4/13/26

TRANSUNION’S DATA DEBACLE — 4.4 Million Consumers, One Very Expensive Mess

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OOPS, THEY DID IT AGAIN — When an FCRA Violation Turns Negligent or Willful in California
Myrah Del Rosario 4/12/26 Myrah Del Rosario 4/12/26

OOPS, THEY DID IT AGAIN — When an FCRA Violation Turns Negligent or Willful in California

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TAPPED, SENT, GONE — When P2P Payment Fraud Becomes an EFTA Problem
Myrah Del Rosario 4/11/26 Myrah Del Rosario 4/11/26

TAPPED, SENT, GONE — When P2P Payment Fraud Becomes an EFTA Problem

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DIRTY DATA, CLEAN RECORD — When Background Check Errors Cost Californians Jobs, Housing, and Peace of Mind
Myrah Del Rosario 4/10/26 Myrah Del Rosario 4/10/26

DIRTY DATA, CLEAN RECORD — When Background Check Errors Cost Californians Jobs, Housing, and Peace of Mind

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YOUR CREDIT REPORT IS GLITCHING — Or Is It Identity Theft?
Myrah Del Rosario 4/9/26 Myrah Del Rosario 4/9/26

YOUR CREDIT REPORT IS GLITCHING — Or Is It Identity Theft?

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CREDIT ATTACKED, FIGHT BACK WITH FACTS — How to Recover from Identity Theft in California
Myrah Del Rosario 4/8/26 Myrah Del Rosario 4/8/26

CREDIT ATTACKED, FIGHT BACK WITH FACTS — How to Recover from Identity Theft in California

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SCAMMED, SLAMMED, AND SPAM-CALLED —  Time to Call a California Consumer Lawyer
Myrah Del Rosario 4/7/26 Myrah Del Rosario 4/7/26

SCAMMED, SLAMMED, AND SPAM-CALLED —  Time to Call a California Consumer Lawyer

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CREDIT WRECKED AND IDENTITY CHECKED — Your Guide to Fighting Back in California
Myrah Del Rosario 4/6/26 Myrah Del Rosario 4/6/26

CREDIT WRECKED AND IDENTITY CHECKED — Your Guide to Fighting Back in California

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CREDIT REPORT ERRORS — Because Apparently Your Financial Life Needed Fan Fiction
Myrah Del Rosario 4/5/26 Myrah Del Rosario 4/5/26

CREDIT REPORT ERRORS — Because Apparently Your Financial Life Needed Fan Fiction

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PASSWORDS ARE NOT PERMISSION — Inside the “Authorized Transfer” Myth
Myrah Del Rosario 4/4/26 Myrah Del Rosario 4/4/26

PASSWORDS ARE NOT PERMISSION — Inside the “Authorized Transfer” Myth

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THE MORTGAGE DENIAL PLOT TWIST — Credit Report Errors Crashing the Closing Table
Myrah Del Rosario 4/3/26 Myrah Del Rosario 4/3/26

THE MORTGAGE DENIAL PLOT TWIST — Credit Report Errors Crashing the Closing Table

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WHOSE DEBT IS THIS ANYWAY — How Mixed Credit Files Damage Californians And What You Can Do About It
Myrah Del Rosario 4/2/26 Myrah Del Rosario 4/2/26

WHOSE DEBT IS THIS ANYWAY — How Mixed Credit Files Damage Californians And What You Can Do About It

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WHO’S REALLY GOT YOUR BACK — The Consumer Protection Laws Every Californian Should Know
Myrah Del Rosario 4/1/26 Myrah Del Rosario 4/1/26

WHO’S REALLY GOT YOUR BACK — The Consumer Protection Laws Every Californian Should Know

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